Explore what choice in debit looks like

You, your clients and your community. That’s what matters to us. And we have the debit program that proves it. Discover® Debit is built around giving you the capabilities and service to create a successful debit program.

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Case Study

Learn how Colony Bank partnered with Discover to create a successful debit card program that is meeting the growing needs of their customers.


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Issuer Benefits

How we deliver on that promise

Your people

Your people

Your success is our success. That’s why we put a team in place to be with you every step of the way in creating, launching, marketing and growing a successful debit program.

Your cardholders

Your cardholders

We keep your cardholders at the top of our mind so your card stays at the top of their wallet. Benefits like credit monitoring and dark web monitoring backed by Experian® mean cardholders can feel more secure with their new debit card.

Your time

Your time

Our simplified and transparent billing structure, like our one-page invoice, along with no quarterly reporting requirements, means your employees spend less time on paperwork and more time on tasks that matter.

Your money

Your money

Our easy to understand All-in Program Fee structure delivers highly competitive interchange and reduced expenses, allowing you to keep more of your non-interest income.

Experts in your corner

When you win, we win. Our team will help you create, launch, market and grow a successful debit program.

Marketing Consultant

Varapon Zielinski is a marketing consultant and your new brand champion who helps with marketing support and community outreach.

Dedicated Account Manager

Darren Riffe is a dedicated account manager and your partner in creating a debit program that helps you reach your goals and fit your budget.

Implementation Project Manager

Courtney Hamilton is an implementation project manager and your go-to for all things launch related, including setting processes and training staff.

8 hours to 10 mins

Less paperwork for you

We make bill reconciliation simple. While other networks may require as much as 8 hours of your month to decipher, our transparent billing and all-in fee structure can allow you to reconcile your bill in as little as 10 minutes.

Less Fees More Revenue
Cardholders First

Partner support services

We offer a variety of additional products and features to help you get the most from your program on day one and beyond.

Fastest Growing Global Payments Network

Partner with the fastest growing global payments network.1

Acceptance in 200+ countries and terroritories

International Acceptance is provided by Discover® Global Network, which processes billions of transactions annually across more than 200 countries and territories.

400,000 domestic ATMs

Discover is accepted at more than 400,000 domestic ATMs across the nation.

1.8 million ATMs

Cardholders can access more than 1.8 million ATMs and cash access locations around the world.

1 Based on signed network alliance agreements over the past twelve years with major payment networks within respective countries, Panoramic Research study, conducted 2020.

Leverage the Marketing Hub

Our program enables you to put your brand first. All Discover Debit issuers receive access to the Marketing Hub, an online resource where you can customize web banners, social media posts, email templates and other marketing collateral in as little as 15 minutes.

Discover Debit Marketing Hub
Discover Debit Hub
Discover Debit Hub

Cardholder Benefits

What’s in it for your cardholders

Discover Debit provides valuable benefits to your consumer and business cardholders, at no cost to you. Each benefit comes complete with marketing materials and support to help you drive awareness and engagement with your cardholders.

When it comes to fighting fraud and building smart financial habits, we have the resources to support your cardholders.

Security alerts powered by Experian®


Dark Web Monitoring

  • Scans the dark web and notifies you if your personal information has been exposed
  • Includes review of websites and blogs, internet relay chat rooms (IRC), bulletin boards, peer-to-peer sharing networks

Credit Monitoring

  • Detects and alerts you of suspicious activity through daily monitoring of cardholder’s Experian credit report for new inquiries or accounts
  • Includes review of credit card accounts, car loans and mortgages

Advantage Analysis

Can your debit portfolio be doing more?

Regional banks and credit unions have the advantage of choice. Get a Debit Advantage Analysis to spot ways to save you time and money.

Quotation Marks

Discover has been integral to our growth. They have tremendous resources that we can access for any marketing or advertising campaigns that we want to do, which is really helpful. They always help us get better and promote the use of debit cards.”


–Dan Duchnowski, Executive Vice President and Chief Deposit & Marketing Officer, Planters First Bank